Opian Funeral Plan

Look after the people who matter most

Take care of your loved ones with our state-of-the-art funeral plan.

Losing a loved one or a family member is never easy and can also place an added financial burden on the family.

In this way, we offer financial support for families who are bereaved and suffering from the loss of a loved one. Moreover, we provide much-needed financial support for families.

What you get

Payouts within 24 hours

Valid claims are settled within 24-48 hours upon submission and verification of claims paperwork

Cover to suit your pocket

Get covered up to R100 000 for yourself, your spouse and family members at affordable premiums

Premium card benefit

Get rewards card and earn premium rewards and payback benefits for client loyalty

Free Accidental cover

Cover includes accidental death benefit of double your cover for you and your spouse

Cover for extended family

Add up to 25 family members on a single plan. You can also cover parents and extended family members without having to cover yourself

Tombstone and Hearse benefit

Get free tombstone cover and limo hearse on some of our funeral packages

Get the Card, Get the Cover, Get the Benefits

Enjoy exclusive benefits with Opian Funerals: Receive a complimentary will, R5000 in funeral cover, and free rewards at our partner stores. Secure your peace of mind today!

Basic Package

No funeral package attached to the card

Benefits:

  • Main Member | R5 000,00

Banking Services:

  • Beneficiary payments in and out
  • Deposits and Withdrawals
  • Free purchases at POS

Available Benefits:

  • Parent Funeral Cover
  • Extended Family Cover

Add-on Benefits:

  • Tombstone for Main Member
  • Limousine Hearse
  • Courtesy Family Car (up to 2 cars)

Package 1

(Main Member and Spouse must be under 55 years old)

Benefits:

  • Member and Spouse | R15 000,00
  • Children aged 13-20 | R10 000,00
  • Children aged 6-12 | R7 500,00
  • Children aged 0-5 | R5 000,00

Banking Services:

  • Beneficiary payments in and out
  • Deposits and Withdrawals
  • Free purchases at POS

Available Benefits:

  • Parent Funeral Cover
  • Extended Family Cover

Add-on Benefits:

  • Tombstone for Main Member
  • Limousine Hearse
  • Courtesy Family Car (up to 2 cars)

Package 2

(Main Member and Spouse must be under 55 years old)

Benefits:

  • Member and Spouse | R30 000,00
  • Children aged 13-20 | R20 000,00
  • Children aged 6-12 | R15 000,00
  • Children aged 0-5 | R10 000,00

Banking Services:

  • Beneficiary payments in and out
  • Deposits and Withdrawals
  • Free purchases at POS

Available Benefits:

  • Parent Funeral Cover
  • Extended Family Cover

Add-on Benefits:

  • Tombstone for Main Member
  • Limousine Hearse
  • Courtesy Family Car (up to 2 cars)

Package 3

(Main Member and Spouse must be under 55 years old)

Benefits:

  • Member and Spouse | R40 000,00
  • Children aged 13-20 | R25 000,00
  • Children aged 6-12 | R20 000,00
  • Children aged 0-5 | R15 000,00

Banking Services:

  • Beneficiary payments in and out
  • Deposits and Withdrawals
  • Free purchases at POS

Available Benefits:

  • Parent Funeral Cover
  • Extended Family Cover

Add-on Benefits:

  • Tombstone for Main Member
  • Limousine Hearse
  • Courtesy Family Car (up to 2 cars)

Package 4

(Main Member and Spouse must be under 55 years old)

Benefits:

  • Member and Spouse | R55 000,00
  • Children aged 13-20 | R25 000,00
  • Children aged 6-12 | R20 000,00
  • Children aged 0-5 | R15 000,00

Banking Services:

  • Beneficiary payments in and out
  • Deposits and Withdrawals
  • Free purchases at POS

Available Benefits:

  • Parent Funeral Cover
  • Extended Family Cover

Add-on Benefits:

  • Tombstone for Main Member
  • Limousine Hearse
  • Courtesy Family Car (up to 2 cars)

Package 5

(Main Member and Spouse must be under 55 years old)

Benefits:

  • Member and Spouse | R75 000,00
  • Children aged 13-20 | R25 000,00
  • Children aged 6-12 | R20 000,00
  • Children aged 0-5 | R15 000,00

Banking Services:

  • Beneficiary payments in and out
  • Deposits and Withdrawals
  • Free purchases at POS

Available Benefits:

  • Parent Funeral Cover
  • Extended Family Cover

Add-on Benefits:

  • Tombstone for Main Member
  • Limousine Hearse
  • Courtesy Family Car (up to 2 cars)

Package 6

(Main Member and Spouse must be under 55 years old)

Benefits:

  • Member and Spouse | R100 000,00
  • Children aged 13-20 | R40 000,00
  • Children aged 6-12 | R30 000,00
  • Children aged 0-5 | R20 000,00

Banking Services:

  • Beneficiary payments in and out
  • Deposits and Withdrawals
  • Free purchases at POS

Available Benefits:

  • Parent Funeral Cover
  • Extended Family Cover

Included Benefits:

  • Courtesy tombstone
  • Courtesy Limousine hearse
  • Courtesy Family Car (2)
  • Salary Benefits (covers the main members for 3 months only) *T&Cs apply
COMING SOON

Get Rewarded at our Partner Stores with the Funeral Rewards Card

Every month you make your payment, you are allocated a rewards package consisting of rewards from our different rewards partners.

COMING SOON

Cover that works for your family's size and budget

Take care of your family

Lerato (30)

Opted for funeral coverage to protect the people who depend on her financially.

  • Her children, who are 12 and 7, are covered for R35,000 together
  • Her husband is covered for R30,000 along with the main member

She pays R285 per month to cover herself, her spouse and her children.

Now you can cover them

Tony (28)

He is a 28-year-old man who wants to cover himself and his mother. He can cover both of them:

  • Himself for R15,000
  • He can cover his mother with this package as it allows for his extended family to be covered

Take care of yourself

Thandi (55)

Is a businesswoman who provides financial assistance for her sister.

  • She is eligible to receive up to R70,000 in coverage.
  • Should she pass away, the plan will reimburse her sister for funeral expenses.
  • Coverage for accidental death includes double the coverage amount.

All of this for a R253** monthly premium

Making claims simple

Your loved ones may be unaware that you have funeral insurance. You may rest easy with the Opian Funeral Plan knowing that, even if your beneficiary hasn’t made a claim, we will look for them and pay out on legitimate claims within 24 hours. One in five of our claims are paid out in less than 30 minutes, making us the fastest payers.

Applying made easy

Opian Funeral Plan

© 2024 Opian Funeral Rewards | All Rights Reserved

How to claim

To start your claim, contact us via email at info@opianfunerals.com, via telephone at +27 861 236 346 or via the contact form on our website.

Ensure that when you submit your claim, you need to email copies of the following to info@opianfunerals.com:

  • ID or passport/visa of the deceased
  • ID or passport/visa of the person claiming
  • Notice of death form BI1663
  • Statement by the police – only if the death was due to unnatural causes
  • Completed claim form

We pay your claim

  • If we need any further documentation or information, we will let you know. Please note that this may delay the payout.
  • If we have everything we need, you can expect a payout within 24 hours.

Exclusions

When the Opian Funeral Plan will not pay out:

  • When death is due to active participation in criminal acts
  • If the Opian Funeral Plan terms and conditions are not met
  • If any information provided when taking up cover, updating any of the plan details, or submitting a claim, is materially incorrect, fraudulent, misrepresented or omitted

Waiting period

There is a waiting period of 6 months for natural death and 12 months for suicide. If you have already served these waiting periods with a licensed insurer in South Africa, you won’t have to serve them again with Opian Funerals when you switch.*

*Terms and conditions apply.